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PROTECT YOUR PROPERTIES FROM TITLE THEFT.
By MATHEW JOSEPH
Title theft has become prevalent in the United States now Title theft happens when someone uses a property owner's personal information to forge a deed and steal their home. Then the thief may apply for a home equity loan or line of credit in the homeowner's name and then fail to make payments—exposing the owner to foreclosure and credit damage.
In the case of unoccupied homes, the fraudster might sell the house without the owner's knowledge or rent out the property. The owner may lose their property through foreclosure or unauthorized sale. Seniors are vulnerable to these kinds of frauds.
To protect your house, be careful with your personal information, keep an eye on your property if it is unoccupied, keep track of your mail to see if all tax bills and notices from the authorities are received on time, monitor your credit report to look for suspicious activities, keep impo...
Correcting Property Assessment Clerical Errors.
By Mathew Joseph.
In New York City appeals to the Tax Commission, request for review with the Finance department and other complaints regarding real property assessments have deadlines for filing. But the application for correction of clerical errors (CER) can be filed year around. The market values and assessed values of properties are based on the description of the properties on file with the New York City Department of Finance. It is a good idea to check the records periodically to make sure that the information on file with the Assessor's office is correct. You can do this by verifying the information on the Notice of property Value which is sent every year in January or checking the assessment roll. If there are any errors file an application with the assessment department. Errors going back six years can be corrected if proven by submitting documents like certificate of occupancy, surveys, copy o...
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