Mathew Joseph

Posts from October 2024

Real Estate Taxes

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October
30

CLOSING.

There are many steps involved in selling your home, and the final one — closing — is one of the most important. This is when you legally transfer ownership of your home to the buyer. 

The home-selling process can sometimes feel overwhelming, so we recommend creating and using checklists for each step along the way. This will help you get organized and ensure you don't forget anything.

Here are some of the most important things you'll want to add to your closing checklist. 

1. Prepare Your Home

As you prepare to sell your home, start by gathering items the new homeowner will need. This includes owners' manuals for appliances, warranty information, garage door openers, and extra keys. Before heading out to your closing, leave these items on the counter where the new owners will easily see them. 

Also, give your home one last cleaning and take some time to check all the drawers, closet she...

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October
28

Pay your property taxes over time. 

By Mathew Joseph. 

The Department of Finance of NYC offers flexible payment plans to help you manage your property tax payments over time, rather than paying the full amount upfront. 

There are three types of payment plans available: the standard payment plan, the Property Tax and Interest Deferral (PT AID) payment plan, and the reduced interest payment plan. 

To find the best payment option for you, please utilize NYC Department of Finance's  payment plan...

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October
28

Preparing Your Finances for a Year-End Home Purchase | Laffey Real Estate

As the year draws to a close, now is the perfect time to evaluate your finances if you're thinking of buying a home on Long Island. With assistance from our REALTORS®, you can streamline the process and avoid any last-minute financial surprises. If you've set your sights on Westbury homes for sale, a solid financial foundation will be crucial for a smooth closing.

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October
21

Maximize Your Home's Appeal with Minimal Spending | Laffey Real Estate

Home sellers have been delighted with the increase in property values in the last few years, but that doesn't mean they have access to these funds before the sale. One of the most common questions asked of our real estate agents is how they can make their homes stand out from other Westbury homes for sale without a huge financial investment. Here are a few upgrades you can make without breaking the bank.

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October
19

Are you eligible for STAR CREDIT? 

By Mathew Joseph. 

If you own your home, it's your primary residence, and your income is $500,000 or less, you're eligible for the Basic STAR credit. In addition, if you're 65 or older with an income of $98,700 or less, you may be eligible for the Enhanced STAR credit. Eligible new homeowners will receive their STAR savings in the form of a check or direct deposit directly from New York State. But you must register with the New York State Tax Department to receive a STAR credit. You can register 24 hours a day, 7 days a week at www.tax.ny.gov. Property owners without access to a computer can register by phone at 518-457-2036 weekdays between 8:30 a.m. and 4:30 p.m.  

In the first year...

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